4 Action Steps When Your Roof is Leaking
Many parts of the south are known for their storms, especially Georgia and Florida. A heavy storm blows through your area and the next thing you know, leaky roofs have reared their ugly head causing stained ceilings, and water tracks creeping down your walls. Oh no! What now? What do you do first? Who do you call? We are going to give you some action steps to take.
Action Step 1: Minimize interior damage
Clean up any water and move furniture out of the way of the leaks. Cover any furniture with plastic sheets if it cannot be moved. Find a leak-proof bucket to catch any other water falling into your home. Five gallon buckets work great if you have one.
Wet carpet needs to be dried immediately! This is a breeding ground for mold.
Action Step 2: Call a roofing contractor first
Many people ask, “Who should I call first, my insurance company or a roofing contractor?”
We recommend you call a reliable local contractor first. Not because we’re a roofing company, although we are here to serve your roofing needs, but for these 3 reasons:
1) If the leak is minor and the damage is minimal, it might not meet your home insurance deductible (the amount you have to pay before your insurance starts paying for damage). So there’s no point in calling the insurance company. Some insurance companies will file a claim with an inquiry. It is best to have all your information together before you call the insurance company.
2) When you call the insurance company, they’ll tell you to call a roofing contractor to inspect the roof to get an estimate of the damage. The insurance company needs an estimate from a professional before they can process your claim and cut you a check.
3) The roofing contractor can determine if the leak is actually a roofing problem or something else.
Which roofing contractor do I call?
You will have many options of roofing contractors in your area.
It is time to make some contacts with roofing contractors so you can begin to make your selection of who you would like to use. Your insurance agent can give you some recommendations. But they’re just that— recommendations. You should choose the roofer you want.
Do your own research and get 2-3 estimates from quality roofers. We will be glad to work with you as one of the qualified roofers to provide you with an estimate.
Action Step 3: Inspect the roof for standing/pooling water
While you are waiting for the contractor to come, check your roof above and below. You are checking the top for anything causing water to pool in one spot. Make sure valleys, downspouts and gutters are clear. This allows water to move off the roof. Standing water causes damage.
Also, inspect the attic to see how water is entering your living space. Check all rooms in your house to assure there are no leaks coming inside your home.
Action Step 4: IF needed, Call your insurance agent
If the damage is serious and exceeds your deductible, call your insurance company with your roofing repair estimate and any other information and details needed to cover your claim.
ARS specializing in working with Insurance Companies. Give us a call today to get started!